Enjoy Everyday Convenience With Our Personal Checking Account
It’s easy to manage your money with your own personal checking account. You can choose a Basic Checking Account or a Bonus Checking Account.
Plus, you are never far from your money. Just log into our Mobile Banking App or stop by any of the 30,000 ATMs that display the CO-OP logo.
Basic Checking Account
We keep it simple with our Basic Checking Account. There is no minimum balance and no monthly service fees.
- No minimum deposit to open
- No minimum balance
- No monthly service fees
- Free Online Banking, Mobile Banking, Bill Pay and eStatement.
- Free Mobile Check Deposits
Bonus Checking Account
All the benefits of our Basic Checking Account, plus you earn dividends on your higher balances.
- $2500 minimum balance to earn dividends
- Dividends accrued on daily balance and paid monthly
- $7.50 monthly service charge is assessed if balance falls below the $2500 minimum on any day during the month
- Free Mobile Check Deposits
Plus, if you are 15 to 17 years old and have proof of employment, you can open your own Basic Checking Account. Just get your parents or guardian’s permission stating it is ok for you to have your own account.
Set Up Direct Deposit
Save time and have your paycheck directly deposited to your checking or savings account. It’s safe, convenient and free.
Let your employer know you’d like to set up a Direct Deposit to your Sentinel Federal account. You’ll need to provide these items when you complete your employer’s Direct Deposit Form.
- Sentinel Federal’s Routing Number: 291479291
- Your Member Number which is located at the top of your statement
Personal Checking Made Simple with SFCU
At Sentinel Federal Credit Union, we understand that your financial needs are as unique as you are. That's why we offer two personal checking account options designed to fit your lifestyle, whether you're just starting out, raising a family, or enjoying your retirement.
- Overdraft protection
- Direct deposit setup
- Mobile check deposit
- ATM Access
- 24/7 online access
- No monthly fees
Community-Oriented
As a member-owned credit union, Sentinel Federal Credit Union is deeply rooted in our community. We believe in fostering relationships that go beyond banking transactions.
Our commitment to personalized service means you'll always receive the attention and support you deserve, with decisions made locally by people who understand your needs.
Member-Focused
At Sentinel Federal Credit Union, you're more than just an account holder — you're a valued member of our family.
We prioritize your financial success and work diligently to provide the tools, resources, and guidance to help you achieve your goals. Our dedicated team is here to assist you every step of the way, ensuring you have the best banking experience possible.
Order New Checks
First Check Orders
Our preferred check provider is Main Street. For your first check order with Main Street, give us a call at 605-923-1405 or 888-923-1400.
Reorders
Reorder checks online at the Main Street website. If you need to reorder checks with a third-party vendor, we recommend you contact us prior to ordering for verification of your account information.
Checking account FAQs
To open a personal checking account at Sentinel Federal Credit Union, you typically need a valid ID (driver's license, passport, or state ID) and proof of address. Additional documentation may be required for specific account features.
You can access your funds conveniently through our network of ATMs, shared branches, online banking, and mobile app. Enjoy secure and easy access to manage your finances anytime, anywhere.
Yes, you can easily order checks for your personal checking account through our online banking platform or by visiting a branch. Choose from a variety of check designs to suit your preferences.
Our Sentinel Basic Checking account has no minimum balance requirement. However, other account types may have varying balance requirements. We offer options to fit your financial needs.
Our Sentinel Basic Checking account has no monthly maintenance fee. Other account types may have fees that can be waived by meeting certain criteria. We provide transparent fee information to help you choose the right account for you.
Setting up direct deposit is simple. Provide your employer or other income sources with Sentinel Federal Credit Union's routing number and your account number. Your funds will be deposited directly into your account, saving you time and ensuring timely access to your money.
Do all your banking safely and conveniently through our mobile app
