Drive Now, Pay Later
90 Days of No Payments!
No payments for 3 months on your next auto loan.
Enjoy the ride without worrying about payments. Sentinel FCU makes it easy to get the car you want with flexible financing and member-first service.
Why Choose Sentinel Federal Credit Union for Your Auto Loan?
Our 90-Day No Pay promo is designed to help you hit the road stress-free, with rates and service that put you first.
01
No Payments for 3 Months
Relax and cruise worry-free – we’ve got you covered.
02
Competitive Rates
Affordable financing that keeps your budget in check.
03
Easy Online Application
Apply in minutes, funding as quickly as the same day.
04
Member-Focused Service
Local, friendly, and here for you every step of the way.
How It Works
Apply
Online/In-Branch
Quick, easy, and paper-light!
Get Approved
Our lending team reviews and provides a fast decision.
Drive Away Happy
Take home your new car with no payments for 90 days!
What You’ll Need
Ready to Hit the Road?
Get started with Sentinel Federal Credit Union and enjoy no payments for 90 days!
Who Qualifies
New and used auto loans
Refinancing from other lenders
Available to current and new members
Some restrictions apply. Offer available on auto loans only for vehicles aged 2020 or newer. All applicants must have a minimum credit score of 680 or higher to be eligible. The interest on your loan will begin to accrue immediately upon disbursal. Offer is not available on refinances of existing auto loans with Sentinel Federal Credit Union. Promotion is available to qualifying loans funded between January 1, 2025 and March 31, 2025.
90 Day No Pay Loan FAQs
Does interest still accrue during the 90-day period?
Yes, interest will continue to accrue, but no payments are required during the first 90 days.
Can I use this for refinancing my current auto loan?
Absolutely! We’re happy to help you refinance and save. However, this offer is not available on existing auto loans with Sentinel Federal Credit Union.
Is there a credit score requirement?
Applicants must have a minimum credit score of 680 or higher to be eligible.
How long does the approval process take?
As soon as the same day.