Whatever your lending needs may be, we’ve got a loan for you!

Personal Line of Credit and Overdraft Protection
The easiest way to get cash when you need it.

• A personal credit limit set up for you based upon your needs and your budget.
• Your credit limit is reusable – like a credit card without the plastic.
• Can be tied to your checking account and used as overdraft protection.
• You only pay interest when you use your line of credit (LOC) and only on the amount you use.
• Whenever a personal need arises, no need to apply for another loan, your personal line of credit is ready for you to use at your convenience by:
  • Calling CU*TALK, our 24 hour phone-banking system, and transferring money from your LOC to your checking account (no fee for this service).
  • Calling the credit union to transfer the funds (there is a small fee for this service).
  • Simply writing a check, if your line of credit is set up as overdraft protection (there is a small fee for this service).
  • Make your request over the teller-line (no fee for this service).

Share Secured Loans
Low cost financing while you continue to save.

• Use your savings or certificate as security for your loan.
• Offered at very special rates and terms.
• Fast loan processing.
• Ideal solution when you can’t decide if you should pay cash, by taking the money out of savings, or borrow the money.