Vehicle Loans

Pre-approved Loans 
Give you the extra negotiating power of cash

We believe that you get the best car buying value when you have your loan pre-approved before you go vehicle shopping. We’ll give you great car buying tips that can save you money. You’ll also know how much you can afford to spend on that new auto and what your monthly payments will be. Then when you’re ready to buy you’ll be purchasing with the buying power of cash. Since buying a vehicle is one of the most significant purchases we make, doesn’t it make sense to take a little more time and become an informed shopper. We’d love to help you get the best deal.

Additional Benefits:

  • 100% financing on most new and used vehicles
  • The better your credit, the better your rate
  • Simple interest at a competitive rate
  • No penalty for early payoff
  • Credit Life and Disability Insurance offered at low rates

Get Preapproved

GAP (Guaranteed Asset Protection)

Do you owe more than your vehicle is worth? Ever consider what will happen if your vehicle is totaled in an accident or stolen? GAP is designed to protect members against financial loss in the event their vehicle is stolen or declared a total loss due to an insured peril. GAP pays the difference between the primary auto insurance carrier’s settlement and the protected loan balance. Most everyone is eligible for the coverage and for a small charge you can sleep well knowing your investment is protected.

MRC (Mechanical Repair Coverage)

Have you ever considered buying an extended warranty? Have you been over-charged at a dealership in the past? Mechanical Repair Coverage helps pay the covered repairs on your vehicle when the unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total thousands of dollars. With MRC, your vehicle will be back on the road and you will rest easy knowing you saved a lot of money. 

Auto Insurance

 

 

 

Time for a new car? Click. Shop. Drive!

Sentinel Federal Credit Union is proud to introduce CUDL AutoSMART. It’s a free online resource that offers valuable research tools and resources to help you make more informed decisions the next time you’re considering a vehicle purchase.

CUDL AutoSMART has it all:

  • Extensive new and used auto inventories of dealers in your area and exceptional pricing
  • Valuable vehicle research and comparisons
  • Easy-to-use loan calculators

Ask us about this valuable member benefit or visit our CUDL AutoSMART website today.

 

Online Auto Auction

Remember to check our great rates to help finance your purchase.

RAPID CITY
Bid Rapid City Online Auction 1711 Centre Street (605) 388-8614

  

Point-of-Purchase Loan Approval

Visit any participating Black Hills dealership in South Dakota listed below, select a new or used vehicle, and apply for a Sentinel Federal Credit Union loan right at the dealership, in one simple process. It’s just that easy!
BLACK HAWK DEALERSHIP
Mid-States Campers 10400 Recreational Drive (605) 787-7453
RAPID CITY DEALERSHIPS
I-90 RV & Auto Supercenter

4505 I-90 S. Service Road

(605) 342-7304
Black Hills Auto Sales
1600 E Hwy 44
(605) 716-7878 
Black Hills Harley Davidson 3030 Lange Road (605) 342-9362
Black Hills Power Sports 3005 Beale Street (605) 342-5500
Courtesy Subaru 410 N. Cambell Street (605) 342-7034
Dodge Town Inc. 1120 E. Omaha Street (605) 343-2896
Kopren Motors 115 N. Cambell Street (605) 718-2277
Liberty Chrysler Center 1101 E. Omaha Street (605) 343-1000
Liberty Jeep Mazda 600 Cambell Street (605) 721-6060
McKie Buick 414 E. Omaha Street (605) 348-4500
McKie Ford Inc. 21 E. Omaha Street (605) 348-1400
McKie Nissan Hyundai 404 Cambell Street (605) 342-3400
Power Brokers of the Black Hills 1130 Jess Street (605) 721-7355
Rapid Chevrolet Company 2090 Deadwood Avenue (605) 343-1282
Rapid Motors 1441 Deadwood Avenue (605) 716-5292
Rice Honda Suzuki 301 Cambell Street (605) 342-2242
Rushmore Honda 123 Omaha Street (605) 348-4468
Toyota of the Black Hills 601 E. Omaha Street (605) 342-2490
SPEARFISH DEALERSHIP
White’s Canyon Motors

2751 Colorado Blvd

(605) 642-4400
Prestige Auto Sales 1920 North Avenue (605) 642-1900
Queen City Motors 1900 North Avenue (605) 642-2766
STURGIS DEALERSHIP
Sturgis Yamaha 2879 Vanocker (605) 347-2636
WINNER DEALERSHIP
Frontier Motors

31406 Highway 18

(605) 842-1880